Am I accredited?

Becoming an accredited investor unlocks new investment opportunities. How do you know if you are accredited?

An Accredited Investor is defined by the Securities and Exchange Commission to include a natural person with:

  1. A net worth or joint net worth with the person's spouse exceeding $1 million, not including the value of the primary residence, and/or

  2. An annual income of $200,000 in each of the two most recent years, or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income in the current year.

Other less common ways to become an accredited investor

As applicable, the Prospective Investor is an “Accredited Investor” as defined under Rule 501 of Regulation D promulgated under the Securities Act. A Prospective Investor who meets one of the following tests should qualify as an “Accredited Investor”:

1) a bank, insurance company, registered investment company, business development company, or small business investment company; 

2) an employee benefit plan, within the meaning of the Employee Retirement Income Security Act, if a bank, insurance company, or registered investment adviser makes the investment decisions, or if the plan has total assets in excess of $5,000,000; 

3) a charitable organization, corporation, or partnership with assets exceeding $5,000,000, not formed for the purpose of acquiring the securities offered; 

4) a director, executive officer, or general partner of the Company selling the securities; 

5) a business in which all the equity owners are accredited investors; 

6) a natural person who has individual net worth, or joint net worth with the person’s spouse or spousal equivalent, that exceeds $1,000,000 at the time of the purchase, excluding the value of the primary residence of such person; 

7) a natural person with income exceeding $200,000 in each of the two most recent years, or joint income with a spouse or spousal equivalent, exceeding $300,000 for those years and a reasonable expectation of the same income level in the current year; 

8) a trust with assets in excess of $5,000,000, not formed to acquire the securities offered, whose purchases a sophisticated person makes;

9) natural persons based on certain professional certifications, designations or credentials issued by an accredited educational institution, which the Commission may designate from time to time, to include, but not limited to holders in good standing of the Series 7, Series 65, and Series 82 licenses;

10) with respect to private funds, natural persons who are “knowledgeable employees” of the fund;

11) limited liability companies with $5 million in assets;

12) SEC and state-registered investment advisers, exempt reporting advisers, and rural business investment companies (RBIC);

13) certain entities including Indian tribes, governmental bodies, funds, and entities organized under the laws of foreign countries, that own “investments” as defined in Rule 2a51-1(b) under the Investment Company Act, in excess of $5,000,000, and was not formed for the specific purpose of investing in the securities offered; or       

14) “family” offices with at least $5,000,000 in assets under management

Once you determine you are accredited, please fill out this form and send to our team.

Watch this video to watch a walk-through of filling out the form!